Resources
Find legal information about our plans and programs, instructions on how to utilize Dayforce, and directions on how to contact BEK.
Eligibility & Enroll
Who can enroll? Full-time employees and their eligible dependents can enroll in medical, health savings and flexible spending accounts, dental, vision and life/AD&D insurance. Part-time employees can enroll in the same plans except for life/AD&D coverage.
Eligible dependents include:
- Your spouse.
- Your children or your spouse’s children, up to age 26.
- An unmarried child age 26 or older who is incapable of self-care due to a mental or physical disability.
- A child you are required to provide coverage for due to a Qualified Medical Child Support Order or other court or administrative order.
New hires
When to enroll and when coverage begins – If you want benefits coverage, you must enroll by the 1st day of the month following your 60th day of employment. If you enroll, coverage for you and your dependents begins on the 1st day of the month following your 60th day at Ben E. Keith.
If you want to cover family members – You must verify the eligibility of your dependents on Dayforce (desktop only, not available on the mobile app). If you enroll dependents in any coverage, you will be asked to provide documentation like a marriage license or birth certificate that verifies they are eligible for coverage. You must upload the documents through Dayforce by the requested date or your family member’s coverage will not become effective.
Find a list of acceptable dependent eligibility documents on Keith Connect > Leaves & Life Events or reach out to the Benefits Team at benefits@benekeith.com.
Add or review your beneficiaries. Be sure to name a beneficiary. This is the person you designate to receive the benefits from your life insurance policy. You can name more than one beneficiary and you can change your beneficiaries at any time.
Need to change your coverage during the year? You can make changes if you have a qualified life event, such as:
- Birth, adoption or placement.
- Marriage, divorce, legal separation or annulment.
- Death of spouse or dependent.
- Child who loses eligibility because of age or marriage.
- Spouse who loses or gains coverage through his or her employer.
- Losing eligibility for Medicare, Medicaid or the Children’s Health Insurance Program (CHIP).
You must submit changes within 31 days of the event. Make sure to upload the required documents through Dayforce by the required date or your family member may not have the requested coverage.
Find instructions for submitting a qualified life event change at Keith Connect > Benefits > Leaves & Life Events > Had a Life Event? or reach out to the benefits department at benefits@benekeith.com.
Health care can cost less, depending on where you go
Save money and time by choosing the best in-network care for your situation. Learn more here.
Plan documents & policies
Need your 1095-c?
Click here for more information on how to request your IRS Form 1095-C.
2026 Summary Plan Descriptions (SPDs)
Reviewing your SPD is the best way to learn about and understand your benefits, as well as your rights and obligations. To receive a paper copy of the SPD at no cost to you, email benefits@benekeith.com or talk to your HR Manager or Office Manager.
Click on a link to view or download and save a copy.
- Ben E. Keith PPO Medical Plan.
- Ben E. Keith HSA Medical Plan.
- For Pension Plan participants or full-time employees age 55 or older with at least one year of Company service as of July 1, 2018, who continue to accrue Pension Plan benefits.
2027 Annual Benefits Compliance Notices
Review these notices to learn more about your legal rights as a participant in the Ben E. Keith plans, including information about the confidentiality of your personal medical information. Access a PDF of the notices in English / Spanish.
For Llano Plan participants
- 2026 PPO Medical Plan SPD.
- 2026 HSA Medical Plan SPD.
- Statements of Benefits and Coverage (SBCs) for the PPO plan (English / Spanish) and the HSA plan (English / Spanish).
Other legal documents
- Transparent cost information from UHC: As of July 1, 2022, health plans are required to provide members with access to up-to-date health care pricing information. You can compare costs as well as find the amount you will pay for in- and out-of-network care. Data will be updated monthly to help you find the most current costs of care. Click here to access the UHC Transparency in Coverage site. Once there, you can locate Ben E. Keith’s plan information by using the Find command to search for 7077 (for out-of-network costs) and 7708 (for in-network coss). Go to myuhc.com or alabamablue.com to learn more.
- BEK Injury Benefits SPD in English and Spanish.
- Dispute Resolution Agreement in English and Spanish.
Dayforce tools
Use these job aids to learn how to:
- Add a profile picture to Dayforce
- Change emergency contacts
- Manage direct deposit information
- Apply for an internal job posting
- Request time away from work
- Onboarding for new employees
- Submit a life event (marriage, birth, etc.)
If you have not used Single Sign-on for Dayforce, talk to your HR Manager or Office Manager or review these instructions for desktop and mobile.
SpeakUP
SpeakUP is a confidential resource that allows you to anonymously report workplace concerns, any time. Go to redflagreporting.com/benekeith or call 1-888-745-8998.
Webinars
Watch to learn how Medicare works.
Here’s a helpful video from Empower about navigating financial setbacks.
You can also find recordings of past Education by Empower webinars here.
Thinking about retirement?
- Get help choosing and enrolling in Medicare coverage from Via Benefits.
- Retiree checklist in English / Spanish.
- Retiree handout in English / Spanish.