Prescription drugs from Optum Rx

  Visit optumrx.com or call 1-888-807-1009. Download the Optum Rx app for Apple / Android.

You can use any in-network pharmacy for lower prices. You can find the latest list of network retail pharmacies online at optumrx.com > Member Resources > Finding a Pharmacy. No benefits are provided when you use a non-network pharmacy.

Save big when you use Optum Home Delivery for maintenance Rx

With Optum Home Delivery, you can get up to a 3-month supply of your maintenance medications mailed right to your door.

You may pay less than what you do at in-store pharmacies, and standard shipping is free. That’s the magic of mail order.

Ready for home delivery? Here are three ways you can sign up:

• Go to optumrx.com.
• Ask your doctor to send an electronic prescription to Optum Rx.
• Call the number on your prescription drug ID card.

Virtual care from Teladoc Health

  Visit teladochealth.com or call 1-800-TELADOC. Download the Teladoc app for Apple / Android.

Employees and dependents who are enrolled in a BEK medical plan can use Teladoc Health.

Teladoc Health is helping people like you access high-quality, personalized care – wherever they are, whenever they need it. Teladoc Health professionals diagnose, treat and prescribe medications. You can:

• Talk to doctors and nurse practitioners any time, 24/7.

• Connect by phone, computer or app from anywhere.

• Get medical treatment for a wide range of conditions.

If you have a current Teladoc account through UHC, follow these instructions to add these additional Teladoc Health benefits to your existing account.

Resources to help you

• Health care can cost less, depending on where you go. Save money and time by choosing the best in-network option for your situation. Learn more here.
• FSA Handout.
• Find out who gets an ID card and when.

BEK Health Care FSA from HSA Bank

 Visit hsabank.com or call 1-844-309-1222. Download the HSA Bank mobile app for Apple / Android.

• If you enroll in the BEK PPO Medical Plan, use your health care FSA debit card to pay for eligible medical, dental and vision expenses including deductibles, coinsurance, copays, prescriptions and over-the-counter medications.
• If you enroll in the BEK HSA Medical Plan, use money in your health care FSA to pay for eligible dental and vision expenses only. You must submit your expenses for reimbursement. You will not receive a debit card.
• Contribute up to $3,400 using pre-tax dollars in 2027.
• Your entire annual contribution amount is available to use on your coverage start date.
• Decide on an amount to contribute from each paycheck using the FSA Handout.
• You can carry up to $680 in unused FSA dollars to use the following year.
• You cannot make changes to your Health Care FSA contribution amount during the year unless you have a Qualified Life Event, such as having a baby.
• If you leave Ben E. Keith, your participation in the Health Care FSA ends, and only expenses incurred prior to your termination date are eligible for reimbursement unless you elect COBRA coverage.

BEK Dependent Care FSA from HSA Bank

 Visit hsabank.com or call 1-844-309-1222. Download the HSA Bank mobile app for Apple / Android.

• Use for daycare, nursery school, pre-school, after school, day camp for eligible children under age 13 or or senior daycare for aging parents.
• Contribute pre-tax dollars each calendar year of up to $7,500 per household or $3,750 if married, filing separately.
• Decide on an amount to contribute from each paycheck using the FSA Handout.
• Funds are available as soon as they are deducted from your paycheck.
• Any unused FSA dollars at the end of the year can be reimbursed to pay for eligible expenses through March 15^th  of the following year.
• You cannot make changes to your Dependent Care FSA contribution amount during the year unless you have a Qualified Life Event, such as having a baby.
• If you leave Ben E. Keith, your participation in the Dependent Care FSA ends, and only expenses incurred prior to your termination date are eligible for reimbursement unless you elect COBRA coverage.

Dental from Cigna

  Visit mycigna.com or call 1-800-244-6224. Download the myCigna app for Apple / Android. 

The BEK Dental Plan from Cigna offers routine dental care, X-rays, basic and major care. Log in to mycigna.com or use the myCigna app to find a dentist, pricing and your digital ID card.

Vision from Superior Vision by MetLife

Visit metlife.com/vision or call 1-833-EYE-LIFE (1-833-393-5433). Download the MetLife app for Apple / Android.

Regular eye exams with Superior Vision by MetLife keep you safe by screening for common vision problems and other conditions. Our vision plan covers frames, lenses, contacts and access to a discounts on LASIK. Over 50 top retailers are part of the network including Warby Parker, ContactsDirect, 1-800 Contacts and more. You also have access to a hearing exam and discounts on hearing aids.

Life/AD&D from Lincoln Financial Group

Choose additional coverage for you and your family including:

• BEK Employee Supplemental Life/AD&D
  Choose $50,000 to $950,000 in increments of $50,000. Rates are based on the age of the employee as of January 1st. During your initial enrollment, you are guaranteed coverage up to $300,000. After your initial enrollment, EOI (Evidence of Insurability) is required if you increase your coverage by more than $50,000 or increase to a coverage amount greater than $300,000. Find rates on Dayforce.
• BEK Spouse Life/AD&D
  Choose $50,000 to $250,000 in increments of $50,000. Spouse coverage is available in amounts up to 100% of your Employee Supplemental Life/AD&D coverage but cannot be more than $250,000. After your initial enrollment, EOI (Evidence of Insurability) is required if you increase your coverage to an amount greater than $50,000. Rates are based on the age of the employee as of January 1st. Find rates on Dayforce.
• BEK Child Life/AD&D
  Pay one amount no matter how many children you cover, up to age 26. Each enrolled child will have $10,000 in coverage except from birth to 14 days old, which provides $1,000 in coverage. You may enroll unmarried dependent children up to age 26 or older if incapable of self-care due to a mental or physical disability.